How Electronic Voucher Systems Work
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We perceive almost everything virtually in this information era. We travel to different places virtually, make virtual friends, enjoy virtual reality and even shop from virtual platforms. Virtualization is growing at a breakneck speed and we can expect to see a lot more common in the next few years or so.
Keeping this in mind, it doesn’t come as a surprise that we have started transacting our money in this way. Through electronic voucher systems, we can recharge mobile phones, book tickets, pay bills, buy lotteries and purchase in retail stores with e-money. Simply choose a service, punch in your information, and get your vouchers!
How Does It Work?
So, how do these systems work? Let’s take a closer look: there are two main components of an electronic voucher system: a portable Point-of-Sale terminal and a centralized web server. The companies maintain the servers and their dealers have a Point-of-Sale terminal present in their retail space.
Different services can be availed by the end users, let’s say mobile recharge, by punching in their account information and the amount to be recharged in the Point-of-Sale terminal. All the information is sent to the server for authentication before it sends out the recharge code to the Point-of-Sale terminal.
Immediately, the customer’s account will be debited with the desired amount and they will receive an update confirming the latter. Once the transaction is complete, the Point-of-Sale terminal produces a voucher for the authentication of the completed transaction, which can either be stored in the terminal as a record or downloaded instantly.
Moreover, transactions can also be made without PIN information. In this case, the operator authenticates the Point-of-Sale terminal once and the balance details are constantly updated in the server. Apart from the voucher for the transaction, an acknowledgement of the balance is also received by the retailer.
Applications of Electronic Voucher Systems
The electronic voucher system is useful for both dealers and customers as it has a wide range of applications! For example, it can be used for the payment of your postpaid bill or recharging your prepaid connection. That’s not all, though. These systems also facilitate easier bill payments, such as internet, gas or water, to ensure easier card recharge options, and offer simpler solutions for bank transactions and booking tickets. Slowly, the electronic voucher system is being incorporated into other purchase places as well. Newer designs are being created and several innovations are being tested to solve the unique challenges faced in the retail world.
Why Electronic Voucher Systems?
Electronic voucher systems offer a wide range of advantages:
- The first and most obvious advantage of this system is that it’s safe. Customers do not need to worry about carrying large amounts of money around with them anymore, hence, providing them a smarter way to shop.
- On the dealer’s front, there is less work to do as there is absolutely no need to maintain whole databases or print physical vouchers. As everything is done virtually, these systems save a lot of money and time for them.
- As far as manufacturers are concerned, they get the advantage of transparency. With an electronic voucher system present at the store, they will know the transaction history and can view the sales records as well.
As you can see, electronic voucher systems are a win-win model for the business world as they promise easy and safe transactions. Hopefully, now you are aware of every aspect of how these systems work!
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